Introduction

Last year, I went home to see my mother, and she kept talking about Lao Ma Le. It turned out that not far from our house was a small shop called Lao Ma Le, which had several massage machines. I went to take a look that day, and they explained to me how the business model made money, selling these health care devices. If you invested a few thousand to tens of thousands, you would get a phased return of about 50% in a few months or half a year. A 50% return in half a year means a 100% return on investment in a year; if you invested 100,000, you could get back 200,000 in a year.

I told my mother not to invest, that it was a scam, but she just wouldn't believe it. She even told me who had already made a lot of money, how much money this old man had taken, how much money that old man had taken. That's how the Ponzi scheme works, they're all shills.

Be Wary of High Investment Returns

We must be vigilant against such things. Even today, there are many such scams, and I have encountered many of them. As a result, my mother paid several thousand dollars and couldn't afford to eat for a month, only hearing about making money, without being wary of losing money. Everything has risks. The higher the profit, the higher the return, the greater the risk. If it's a 300% return, you should be prepared to lose everything. Some old folks invested their life savings, and then the scammers ran away with the money. They were happy, but the old mothers were not.

I wondered how people could be so easily deceived. It's due to ignorance. If you had a little knowledge and calculated how the money was being made, and if the explanation didn't make sense, wouldn't that be a scam? Why do they do this? Because they want to cheat you out of your money.

The Origin of the Ponzi Scheme

This money-cheating trick was not invented by the Chinese. It was an Italian named Charles Ponzi who immigrated to the United States in 1903. In 1919, after World War I, the entire economic environment was extremely chaotic. This man came to the United States with the American dream of finding gold. After more than ten years of doing various jobs, including being a painter, he was determined to make a fortune. He had also been to jail for forging some things.

After being influenced by the American dream of getting rich for more than ten years, Ponzi discovered that the fastest way to make money was finance. In 1919, he finally designed an investment plan that he marketed to the American public: investing in something would yield a return. He made it very complicated, so people didn't understand it.

He claimed that buying European postal coupons and selling them in the United States would make money. Due to policies, exchange rates, and other factors between countries, many economic activities are indeed not easy for ordinary people to understand. How much profit could be made? A 40% return could be obtained within 90 days. As a result, he scammed more than 40,000 people. He even gave people seeing is believing evidence: the first batch of investors did receive the returns Ponzi promised within the specified time. As a result, a large number of later investors followed.

Later, people with dreams of getting rich desperately invested money in it, with each person investing an average of several hundred dollars. As a result, he collected 15 million US dollars, which was a huge sum at the time. At the time, Ponzi was even called one of the three greatest Italians alongside Columbus and Marconi (one of the inventors of radio) by some ignorant Americans because he discovered money like Columbus discovered the New World. What was the result? In August 1920, he went bankrupt. With the money he received, he could have purchased hundreds of millions of European postal coupons, in fact, he had only bought two.

Lao Ma Le uses health care equipment to deceive people, and now some use various financial concepts. In 1949, when Charles Ponzi died penniless in Brazil. Everyone must know that what comes by the wind can be blown away by the wind. By wind, I mean evil spirits.

Grasp the Essence of the Ponzi Scheme

The Charles Ponzi scheme still has thousands upon thousands of followers today. I'll give you a basic lesson: anything with a very high investment return, where the first batch can get a return, is almost certainly a Ponzi scheme. There are Ponzi schemes of all sizes today. For example, my sister sent me one recently, the story was very well written, about who was a shareholder. As soon as I heard it, I knew it was a typical Ponzi scheme. We should not be led by this kind of selfish desire. The wool comes from the sheep, not from the dog. Later investors are eating the earlier ones.

Charles Ponzi has now become the ancestor of pyramid schemes and fraud, and has spawned many tricks in various forms. As long as you hear about how many times the return in how many days, how much money, etc., you can probably guess that it is a scam. Are there any people who make money? Those who make money are shills. In the age of the Internet, it may be using the gimmick of artificial intelligence and AI, but for hundreds of years, no matter how it changes its appearance, it can never get rid of the basic method of the ancient scam, which is the return on investment. All the differences are in the packaging, but at its core, it is a Ponzi scheme. The Chinese have given it another name: Rat Club, which is another nickname for the Ponzi scheme. There are many different names.

We must all become smarter. The way to become smarter is to understand how the money is being made. Low risk and high return are contrary to investment laws. If you haven't heard of the Ponzi scheme, you should start hearing about it today. Today, real estate, stocks, and various financial instruments all use the concept of the Ponzi scheme to varying degrees. Is there a Ponzi scheme that is not a scam? Actually, it's hard to say whether there is or not.

Let's talk about Internet companies. For example, when Alibaba was attracting investment in its early days, it hyped up the concept of the Internet. At the beginning, it was just putting money in, but could it make money? I don't know, but it's hyping a concept. What are investors? Recently there is a term called takeover man. If a company that hypes up concepts is invested with 1 million, and then someone else invests 10 million, if the 1 million can be withdrawn, they can get back 2 million. The person who invested 10 million hopes that someone with 50 million will buy it, and the person with 50 million hopes that someone with 500 million will buy it, and so on.

Is Alibaba a Ponzi scheme? No, because Alibaba made money. The invested money was not swallowed but invested in e-commerce development. In this chaotic generation, scammers can easily succeed, but some don't seem to be scammers. For example, Bitcoin is a kind of Ponzi scheme. As for what it is? It doesn't matter, because someone is buying it and willing to accept the price.

Americans are more skilled at scamming than the Chinese. For example, American law says that if you occupy a place, it belongs to you. Early colonialists would run around and enclose land, set up a monument in one place, indicating that this was mine, and then sell it. Some people took a picture of the moon and sold land on the moon, and even issued you with a real estate certificate. It's really interesting, and it sold very well. The boundaries were very clear. What do you buy it for? I don't know. This is the same as the Ponzi scheme's European postal coupons. The person who bought land on the moon hopes that someone will buy theirs, hoping to buy second-hand, third-hand, like a snowball.

The price of things is a very virtual thing. Today, if it is difficult for you to say clearly whether it is a complete Ponzi scheme or 10% or 20% Ponzi scheme, in this chaotic world, there is one thing you must hold on to: do not be led by these things, because the risks that you and I can bear are not that high. Some people lamented that they didn't buy Bitcoin in the past, and now it is 10,000 times the original price. If you don't grow hair, you won't be led by these things. When a Ponzi scheme comes along, you won't be hooked.

Behind the Ponzi Scheme are the Manipulation of Evil Spirits

Why are people hooked? After looking at it, their hearts are itchy. I don't like giving money to people unclearly. Some people come to me to borrow 1 million and say they will give me 3 million at the end of the year. How do they make money? I think it would be good to get back 300,000. As a result, after listening to what he said, it was all nonsense. Some people think they don't understand, but can you understand if people don't explain it clearly? Some people are very interested in this return. Today, no matter what you do, you have money and you can invest as you please. It has nothing to do with me. Today, the decisions are all made by yourself, don't blame others.

We must be clear about the virtual characteristics of currency, because money is just a piece of paper. If it is said to be money, it is money. If it is said to be paper, it is paper; if it is said to be money, it is easy to use and can be spent. If we understand the virtual characteristics of money, we will know that this money is not very safe in your hands. We must re-examine our understanding of money, your understanding of money, the understanding of RMB, and the understanding of various banknotes, from a brand new perspective. These things are very virtual. Some people become rich, like the wind blows it over; some people become poor, also like the wind blows it away. Just like Charles died penniless in 1949.

Behind the manipulation of these things are evil spirits, whether you believe it or not. Why do I say it is closely related to the spiritual realm? Because making money is a very strange thing. Today we are talking a little off topic, you will find a restaurant that you can't find fault with, but people just don't come in. Another one is broken, but it is full of people. This is very strange. Don't think it's not a spiritual matter, behind this scam are spiritual matters. Why are you being deceived? Because evil spirits are manipulating you, you are being deceived. Why did Charles die penniless? He had 15 million US dollars at that time, but the things that were being manipulated were very powerful.

For example, there is a sister who can't move when she sees a bag in a store, even though she has ten at home. After buying it back, she regretts it, but is it useful? She also complains: How could I do such a stupid thing? The essence of human decision-making is actually closely related to the spiritual world. I once saw a store that was full of people because they kept imps at home. The imps can bring customers, and they did make a lot of money, but after you get to know this person in depth, after making a lot of money, they don't have any money in hand, because he often asks masters to perform rituals, and as a result, there is nothing left.

If we observe carefully, making money and then not having money, back and forth, you live in this Ponzi scheme, you live in being controlled and manipulated by evil spirits, can you understand? Money is a very spiritual thing. If you don't understand money deeply, you can easily be deceived. If you don't love money but love God, can this Ponzi scheme deceive you and people like me? If you tell me, I will say: Really? But when some people hear it, their eyes light up, which is a very deadly thing. We don't spend much money in our lives. People who love this world will be hooked.

Remove Greed and Foolishness

Today I am telling you about this Ponzi scheme. We must do a homework. High-return things, at most, are just drawing cakes in the dream for you. I wish our brothers and sisters become smarter. After becoming smarter, they will not be deceived. They can earn money by doing solid work and doing business, and they can live a healthy life and will not have an impact on society.

Economic bubbles are the concrete embodiment of the Ponzi scheme. In 1949, Charles died miserably, but he had countless followers. We must, in the depths of our hearts, completely deal with the greed and the desire to gain without working. What is important to us is to enjoy all the work that God has given us in our labor, don't be lazy and cater to the flesh. It is very sad to be cheated and lose everything!

We have told you today that when you invest in the future, you must be clear about what you are doing? Don't be deceived and come back to God: God, why don't you care? You have already made a decision in your heart, you are afraid that you will not be able to grab it, how can God care about you? Isn't this foolish? We must all be smart people, if we are not led by selfish desires, the chance of being deceived is very small, may God bless everyone!

Greetings.